Case Studies
Client Case Studies
Mr. Rohan
Mumbai | Credit Card Overdue
Settled For
Reduced Amount (Confidential)
Service Used
One Time Settlement (OTS)
Rohan lost his job during a restructuring and quickly fell behind on payments. Recovery calls became overwhelming and affected his mental peace.
We took over the communication, drafted his hardship explanation and negotiated directly with the lender. A major reduction was approved, recovery calls stopped and he was able to close the account smoothly with all closure documents issued.
Mr. Imran
Revised Amount After Penalty Review
Major Penalty Reduction
Service Used
Imran missed EMIs due to a medical emergency, resulting in penalties and extra interest.
We helped him apply for a relief request under medical hardship, submitted hospital documents, and requested a penalty review. The lender revised his outstanding amount and offered a structured repayment plan. Harassment calls reduced and his account moved into formal resolution.
Ms. Priya
Pune | Personal Loan
₹ 6,80,000
Settled For
Revised Structured Plan
Based on Negotiated Terms
Service Used
Legal Notice Support + Negotiated Repayment
Priya received a cheque-bounce legal notice while dealing with salary delays.
We reviewed the notice, clarified her legal rights, and guided her through the correct response. Our team communicated with the lender and negotiated a manageable payment structure. Escalation was stopped, and she received all closure documents after completing payments.
Mr. Arvind
Bengaluru | Small Business Loan
Mutually Agreed Settlement
Substantial
Service Used
Business Loan Hardship Settlement
We reviewed his financial statements, drafted a hardship explanation, and initiated settlement discussions. A mutually acceptable settlement amount was approved, aligned with his repayment capacity. The lender closed the case with all final documents issued.
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